Nova
The Curious One
Nova asks the questions every young learner has.
Curious. Energetic. Always ready to try.
Money skills for ages 5–17
Teach money skills before real money.
Rpenny gives kids a safe place to learn how to earn, save, plan and make money decisions — using virtual currency and guided by parents.
100% Virtual Money · No Ads · Parent Controlled
Penny
Lv. 4
340 XP
6-day streak
Task
Tidy your room
Approved +250 +20 XP
Virtual currency
Nova says:
So... this is where I learn about money?
Auren says:
Exactly. And you can learn without risking real money.
Your guides
Meet your Rpenny guides.
Two curious minds. One mission: make money easier to understand.
Nova says: I have so many questions.
Auren says: Good. That's where learning starts.
Auren
The Guide
Auren turns big money ideas into simple lessons.
Calm. Clear. Always ready to explain.
Learn money by doing.
The gap
Kids learn maths in school. But who teaches them money?
Financial habits are rarely built by reading about money. They develop through small decisions, repeated experiences and real-world thinking.
Nova says:
We learn numbers, percentages and equations...
...but when do we actually learn how money works?
Auren says:
Usually much later. Rpenny changes that.
Earn, then save
First, learn how to earn.
Challenges & Responsibilities
Parents set challenges and responsibilities. Children complete them, a parent approves, and the reward lands in their balance.
Nova says:
I did something useful. I earned a reward!
Auren says:
That's where financial learning begins — understanding the relationship between responsibility and reward.
Then, learn how to save.
A goal gives saving a reason. Kids pick something they want, put virtual currency toward it, and watch the progress bar fill.
Savings goal
New cricket bat
1,150 virtual currency / 2,400 virtual currency
Virtual currency
48% saved
Nova says:
But what if I don't want to spend it yet?
Auren says:
Then give your money a purpose.
Earn with purpose. Save with intention.
The Rpenny coin
Earned, not given.
In Rpenny, virtual currency is a reward for effort: a challenge finished, a parent's approval, a goal worked toward. The coin's looping mark is a shooting star, drawn in one continuous stroke.
Money Playground
Learn investing before investing real money.
Explore how saving and financial growth work — with zero financial risk.
Nova says:
Can I try investing?
Auren says:
Yes. But first, let's learn how it works.
Understand fixed-return concepts.
Simulation12 months
5,500
virtual currency after the term
You put in 5,000Practice growth 500
Practice numbers — not a real return
100% virtual. 100% educational.
Educational simulations only. No real money. No financial transactions.
The Rpenny loop
This is how money learning happens.
- 1
01
Earn
Complete challenges and responsibilities.
Nova says:I earned it!
- 2
02
Save
Set goals and build saving habits.
Nova says:I'm keeping some for my goal.
- 3
03
Learn
Understand how money decisions work.
Auren says:Now let's understand what your money can do.
- 4
04
Grow
Experiment with simulated financial concepts.
Auren says:Let's see what happens over time.
- 5
05
Level up
Build stronger financial habits.
Nova says:Wait... I actually understand this!
For kids
Money becomes a game.
Nova says:
Earn XP?
Unlock levels?
Set goals?
Let's go.
XP
Every approved challenge earns XP, on top of the reward.
Levels
Levels climb as habits build, from Level 1 upward.
Challenges
Parent-set challenges turn effort into earnings.
Goals
A bar fills as kids save toward something they want.
Streaks
A daily streak counts the days a child keeps showing up.
Achievements
Badges for a first challenge and a first goal reached, with more on the way.
Penny
Lv. 4
60 XP
6-day streak
Task
Tidy your room
Approved +250 +20 XP
Virtual currency
60 XPLevel 4
First task
First goal
Auren says:
The game isn't the lesson. The experience is.
For parents
More than how to count money.
Auren says:
Money skills aren't just about numbers.
Earning
Understand effort and reward.
Saving
Build patience.
Goal setting
Turn wants into plans.
Budgeting
Make choices with limited resources.
Decision making
Understand trade-offs.
Investing basics
Explore how money can grow.
Financial discipline
Build habits through repetition.
Long-term thinking
Learn to think beyond today.
Nova says:
Okay, that makes sense.
Age journey
They grow. Their money skills grow with them.
5–8
Discover
Simple money concepts: needs versus wants, earning, and saving for a first goal.
Nova says:What's money?
9–12
Build
Saving, goals and decision making: budgeting, spending choices and first ideas about investing.
Nova says:What should I do with it?
13–17
Master
Financial planning and investment concepts: SIP, FD, RD, opportunity cost and long-term thinking.
Auren says:Now let's think about the future.
For parents
You stay in control. They learn independence.
Auren says:
Kids learn by doing. Parents decide what happens.
- 01
Create
Parent creates a challenge.
- 02
Assign
Child receives the challenge.
- 03
Complete
Child completes it.
Nova says:I completed it!
- 04
Approve
Parent reviews and approves.
- 05
Track
Parent sees progress.
Trust & safety
Built for children. Designed for parents.
Auren says:
Learning about money shouldn't mean taking financial risks.
- No real money
- Every experience uses virtual currency.
- No ads
- Your child's attention isn't for sale.
- Parent approval
- Parents remain in control.
- Parent-controlled accounts
- Parents create and manage child profiles.
- Privacy first
- Designed with children's privacy in mind.
- Educational simulations
- Financial concepts are explored through simulations.
Inside the app
Meet Penny.
Your child's money-learning companion.
Auren and Nova guide the learning. Penny is the friendly companion your child meets inside Rpenny.
Cheers on challenges
Penny celebrates every finished task.
Keeps goals in sight
Penny stays beside the savings goal as it fills.
Explains the playground
Penny walks through FD, SIP and RD one step at a time.
Grows with progress
As levels climb, Penny's journey moves forward too.
Ready to teach money differently?
Start building financial habits today — before real money enters the picture.
Free to start · No ads · No real money
Learn · Earn · Save · Grow
Nova says:
Can we start?
Auren says:
Let's build their first money habit.